ABOUT
Your Business Needs Working Capital
Starting a business is an accomplishment, but staying in business is an ongoing challenge which requires dedication and foresight. How you manage your company’s finances could mean the difference between success and failure. A healthy cash flow and access to working capital to cover expenses are absolutely necessary for staying in business.
About Omni Capital
Omni Capital is an alternative funder, meaning we provide working capital to small businesses like yours which normally struggle to obtain loans from traditional banks. Even if you do qualify for a bank loan, In Omni Capital may still be your best option, especially if you’re looking for fast funding.
It’s Not A Business Loan, It’s A Cash Advance
The Simple Application Process
Our Mission
Corporate Team

Patrick Hoiby
President

Kent Hammett
Executive Vice President

Lisa Burks
Documentation Manager

Taylor Kizer
Executive Assistant
What Our CLIENTS SAY
In 2020 during the height of a worldwide pandemic, Equify Financial was referred to us by another lender, as a surface mining and reclamation company, they thought Equify’s people would be the right people to help with a cash flow struggle. Equify Financial proposed a plan that included refinancing all eight equipment lenders which provided immediate cash flow relief with the first three months of interest-only payments followed by a remaining term with monthly payments that were reduced by more than 40%. Equify Financial also assisted in selling off underutilized equipment and applied all proceeds as a principal reduction and rescheduled payments to further lower the monthly debt service. The company is now thriving coming out of the pandemic and has said that we saved their business and key employees.
In the summer of 2020, I called upon a trucking company that had heavily invested in new equipment in an effort of upgrading its fleet. The additional debt burden was supposed to be offset with several lucrative contracts established the prior year as the prelude to a revenue record-breaking year. With the onslaught of the pandemic, work was slowed at best and in most cases terminated. The mounting debt burden put the company's future in serious jeopardy. Ownership reached out to Equify for help with very little operational capital remaining and little time before decisions on the company's future would be forced. Equify was able to evaluate the entire equipment fleet and negotiate with the other participating lenders in a deal structured to pay off existing debt while giving the company time to perform on current contracts and begin the climb back to profitability.